Falling behind on mortgage payments can quickly turn from a temporary setback into a full-blown crisis. Once you’re more than 30 days late, lenders start reporting to credit bureaus and preparing legal action. If you’re worried about losing your home in The Bronx NY, Queens NY, Newark NJ, or Miami FL, GoAllCash.com offers a fast, cash-based solution.
We specialize in helping homeowners who are behind on payments, facing foreclosure, or under pressure to sell quickly. You don’t need to repair the property, hire an agent, or endure months of showings. We’ll make a fair cash offer and close fast—before the bank takes action.
Why Do Homeowners Fall Behind?
- Job loss or reduced income
- Medical bills or unexpected expenses
- Divorce or separation
- Adjustable rate increases or balloon loans
- Tenant issues in a rental property
Even if foreclosure proceedings have already begun, it’s often still possible to sell your home before it goes to auction. Selling early helps you avoid foreclosure on your credit report and allows you to walk away with any remaining equity.
We Buy Homes in These Situations:
- Pre-foreclosure
- Loan modification denial
- Forbearance expiration
- Legal notice or default stage
- Scheduled for auction within 30 days
How It Works:
- Contact GoAllCash.com and tell us about your situation.
- We quickly evaluate your property and timeline.
- We make a no-obligation, all-cash offer.
- If you accept, we work with your lender and close in days.
Areas We Serve:
- The Bronx, Brooklyn, Queens, Staten Island NY
- Newark, East Orange, Irvington NJ, Essex County
- Philadelphia PA metro and nearby cities
- Miami, Tampa, Fort Lauderdale, Hialeah FL
- Upstate NY: Binghamton, Vestal, Johnson City
You don’t need perfect paperwork, a pristine home, or an agent. Whether your property has damage, code violations, or tenants—we’ll work with you and your lender to get the deal done.
If you’re wondering, “Can I sell my house if I’m behind on payments?” the answer is yes—with GoAllCash.com. We’ve helped dozens of homeowners stop foreclosure, protect their credit, and exit with dignity.
